How to swap BTC to XMR without KYC

01What you need before you start

The whole swap is three actions — choose, paste, send — but two of them depend on things you should have ready first.

A Monero wallet that you control

The XMR is paid out straight to an address, so you need one. “That you control” means you hold the seed phrase: the official Monero GUI or CLI wallet, Feather on desktop, Cake Wallet or Monerujo on a phone are the usual choices. Create the wallet, write the seed down on paper, and copy the receive address — 95 characters, starting with 4 (or 8 for a subaddress).

Receiving straight into an exchange account works technically, but it defeats the point: the exchange knows who you are, and the coins are no longer in your custody.

BTC you can send to an address

Any wallet will do. If your BTC sits on an exchange, you can withdraw directly to the deposit address you will be given — but read the note on fixed rates below first, because exchange withdrawals are often slow and batched.

Not needed: an account, an email address, a document, a phone number. If a page asks you for any of those to swap BTC to XMR, you are not on a no-KYC service.

02The swap, step by step

1. Open the BTC → XMR pair Go to BTC to XMR. The module is already set to the right pair and shows a live quote.
2. Enter the amount — above the minimum Right now that is 0.0001419 BTC. Below it, the payout network fee would eat the swap, so the desk refuses the quote rather than taking your deposit.
3. Choose floating or fixed Floating follows the market until your deposit confirms and is usually slightly better. Fixed locks the amount of XMR you will get, in exchange for a deadline on your deposit. How to choose.
4. Paste your XMR address — and a refund address Paste, never type. The address is checked against the Monero network before anything is created. Then compare the first and last six characters with your wallet: clipboard-hijacking malware exists, and it cannot fake both ends. Add a BTC refund address too; it is optional and it is where your deposit goes if the swap cannot complete.
5. Send the BTC, once You get a deposit address made for this exchange only, with a QR code. Send the exact amount in one transaction. Keep the order link: it is your receipt and your tracking page, and it needs no login.
6. Wait for the payout The order page moves through confirming → exchanging → sending by itself. When it shows the payout transaction, the XMR is on its way to your wallet.

03What it costs today

There is no fee line added at the end. Two things are inside the quote: the network fees of the two blockchains, and the desk’s margin. What the module says you get is what arrives.

You send

0.0125 BTC

You get

1.8306 XMR

Effective rate

146.4445 XMR per BTC

Monero network fee

0.009 XMR already included

Minimum

0.0001419 BTC

Floating-rate quote read from the desk at 16:55 UTC for this example amount. Open the pair page for your own figure.

One thing to know about size: network fees are fixed amounts, not percentages. On a swap near the minimum they weigh several percent; on a larger one they disappear into the rounding. The pair page shows the same swap at four sizes so you can see it.

04How long it takes

The desk’s own forecast right now is 10-60 minutes, end to end. The time goes to three places:

• Bitcoin confirming your deposit — the long part. Blocks arrive about every ten minutes, and how soon yours is included depends on the fee you attached. A deposit sent with a bottom-tier fee on a busy day can take hours, and nobody can speed it up once it is broadcast.
• The exchange and the payout — seconds to a couple of minutes.
• Monero’s 10-block lock — your wallet will show the XMR as soon as it sees the payout, but as locked for roughly 20 minutes. That is a Monero rule on every incoming transaction, not a hold on our side.

05Four mistakes that cost people money

1. Sending less than the minimum

A deposit below the minimum cannot be exchanged. If you gave a refund address it is sent back there, minus the Bitcoin network fee — and if the amount is smaller than that fee, there is nothing left to return. Check the minimum on the day, not from memory.

2. A fixed rate, funded from an exchange withdrawal

A fixed rate comes with a deadline. Exchange withdrawals are often queued and batched; if yours lands after the window, the swap does not go through at the old price and the deposit is returned to your refund address. Withdrawing from an exchange? Use floating, or move the BTC to your own wallet first.

3. Editing, retyping or “fixing” the address

Monero addresses carry a checksum, so a typo is caught before anything is created. What is not caught is a valid address that is not yours — which is exactly what clipboard malware pastes. Compare both ends after pasting, every time.

4. Reusing the deposit address later

The BTC address on your order exists for that order. A second payment to it a week later is not a new swap; it is a stray deposit that will need support to sort out. One order, one deposit.

06What this does — and does not do — for your privacy

It is worth being precise, because most pages on this topic are not.

• What no-KYC gives you: nobody holds a copy of your passport tied to this trade, there is no account to breach, and this site keeps no request logs or cookies. The privacy policy lists who else is in the path.
• What stays public: the Bitcoin side. Your deposit is an ordinary on-chain transaction from your address to the desk’s deposit address, visible to anyone, forever.
• What Monero adds: on the XMR side, amounts, senders and recipients are hidden by the protocol. Once the payout is in your wallet, what you do with it next is not readable from the chain.

And one limit, stated rather than hidden: the desk that settles swaps screens deposit addresses against sanctions and theft lists. A flagged deposit is the single case where an exchange is held. It is documented in the AML policy.

07Questions people ask