Live pair

Swap POL (ERC20) to USDC (Algorand)

Exchange Polygon Ecosystem Token on ERC20 for USD Coin (Algorand) on Algorand at a live or locked rate. One deposit, one payout — no account and no KYC in between.

  • 0.10499108USDC per POL, live
  • 8.7239minimum, in POL
  • 10-60minutes, end to end
  • Yesrate can be locked
  1. POLon ERC20
  2. BTCSwapfixed or floating
  3. USDCon Algorand
Payout network fee
0.0010892 USDC

Algorand charges this to move your coins. It is not our fee, and it is already inside the amount you are quoted.

Our fee
Inside the rate

No line added at the end, no percentage on top. What the quote says is what settles.

Rate type
Fixed or floating

Lock the price now and beat the clock, or follow the market until your deposit confirms.

Identity check
None

No account, no document, no limit tied to who you are — at any amount on this pair.

Follows the market until your deposit confirms.

Min

20.627

1 POL ≈ 0.10313475 USDC

Payout network fee 0.0010892 USDC
Estimated arrival 10-60 min

How to

How to swap POL (ERC20) to USDC (Algorand)

Three steps, and only the second one involves your wallet.

Start this swap
  1. 01 you

    Enter the amount and your USDC address

    Type what you want to send, then paste the address that should receive the USDC. We check it against Algorand before anything is created — and if you receive into an exchange account, add its memo / destination tag.

    Minimum
    8.7239 POL
    USDC address
    58 characters, capital letters and digits
    Identity check
    none
  2. 02 you

    Send your POL to the deposit address

    We generate an address for this exchange only. Send from your own wallet, whenever you are ready — nothing moves before you do, and there is no account to fund first.

    Deposit network
    ERC20
    Transactions
    one, from your wallet
    Rate
    fixed or floating
  3. 03 automatic

    Receive your USDC

    Once ERC20 confirms your deposit, the exchange and the payout take seconds. The USDC goes straight to your address — no balance, no withdrawal step.

    Arrival
    10-60 min
    Lands on
    Algorand
    Left with us
    nothing

What you actually get

POL to USDC, at four sizes

The payout network fee is a fixed amount, so the smaller the swap, the more of it that fee eats — which is why this table exists instead of one headline rate.

POL (ERC20) to USDC (Algorand) conversion at several amounts
You send You get Effective rate Cost of size
50 POL 4.8445 USDC 0.09689028 −7.72%
200 POL 20.627 USDC 0.10313475 −1.77%
500 POL 52.1918 USDC 0.10438365 −0.58%
2,000 POL 209.9822 USDC 0.10499108 best rate on this pair

Quoted by the desk at , refreshed every few minutes. The percentage compares each line's effective rate with the best one in this table — it is the price of swapping small, not a fee we charge.

The two sides

Polygon Ecosystem Token and USD Coin (Algorand): what you send, what you receive

You send: Polygon Ecosystem Token

POL is the native token of the Polygon ecosystem and the successor of MATIC. It is used for fees and staking across Polygon's networks. More about Polygon.

On this pair it moves over ERC20 — an address there starts with 0x — 42 characters.

POL lives on a single network here, so there is no wrong-chain version of it to confuse it with.

You receive: USD Coin (Algorand)

USD Coin (USDC) is a dollar-pegged stablecoin issued by Circle and backed by cash and short-term US Treasuries. Like USDT it exists on several networks, each with its own address format and fees. More about USD Coin.

On this pair it moves over Algorand — an address there 58 characters, capital letters and digits. This network uses a memo / destination tag for deposits to shared wallets.

USDC also exists on other networks — different addresses, not interchangeable: Aptos, Arbitrum, Avalanche, BEP20, Base, Celo.

FAQ

POL to USDC, in short

Using it

What is the minimum POL to USDC swap?

8.7239 POL right now. The desk sets it live and it moves with the Algorand network fee — below it, that fee would eat the swap. There is no fixed maximum on this pair.

Which address do I need to receive USDC?

A Algorand address you control — it 58 characters, capital letters and digits. USDC exists on several networks; an address from another one looks valid and the coins would be unrecoverable, so we check it against Algorand before creating anything. Receiving into an exchange account? Add the memo / destination tag it gave you.

How long does POL to USDC take?

Around 10-60 minutes end to end, as forecast by the desk right now. Most of that is ERC20 confirming your deposit — the exchange and the payout themselves take seconds.

Money & privacy

Can I get a guaranteed amount of USDC?

Yes — pick Fixed in the module. The rate is locked when the exchange is created, and a countdown starts for your deposit.

What does it cost?

Two things come out: the Algorand network fee for sending your payout — 0.0010892 USDC right now — shown on its own line, and our margin, which is already inside the rate. Nothing is added after you confirm.

Do I need an account or ID?

No. There is no account to create and we never ask for identity documents, at any amount. The one case where a swap can be held is spelled out in the AML policy rather than hidden.

Is a POL to USDC swap traceable?

On-chain, yes: ERC20 and Algorand are public ledgers, so the deposit and the payout are visible to anyone, like any other transaction on them. What nobody can link them to is an identity: there is no account, no document and no request log here — the privacy policy names the only parties in the path.

What if the swap cannot complete?

Every order takes an optional refund address, and it is worth filling in. If the exchange cannot go through — a deposit under the minimum, a pair that stops being quoted, or the one documented case of a flagged deposit where the law allows a return — the deposit goes back to that address, minus what the network charges to send it; we charge nothing for a refund. Without a refund address, a return has to be arranged by hand through support. The order page tells you which situation you are in; nothing is decided silently.

Swap POL for USDC

1 POL ≈ 0.10499108 USDC · no account, no identity check.

Start now