Live pair
Exchange Monero on Monero for USD Coin (Algorand) on Algorand at a live or locked rate. One deposit, one payout — no account and no KYC in between.
XMRon Monero
BTCSwapfixed or floating
USDCon Algorand
Algorand charges this to move your coins. It is not our fee, and it is already inside the amount you are quoted.
No line added at the end, no percentage on top. What the quote says is what settles.
Lock the price now and beat the clock, or follow the market until your deposit confirms.
No account, no document, no limit tied to who you are — at any amount on this pair.
How to
Three steps, and only the second one involves your wallet.
Type what you want to send, then paste the address that should receive the USDC. We check it against Algorand before anything is created — and if you receive into an exchange account, add its memo / destination tag.
We generate an address for this exchange only. Send from your own wallet, whenever you are ready — nothing moves before you do, and there is no account to fund first.
Once Monero confirms your deposit, the exchange and the payout take seconds. The USDC goes straight to your address — no balance, no withdrawal step.
What you actually get
The payout network fee is a fixed amount, so the smaller the swap, the more of it that fee eats — which is why this table exists instead of one headline rate.
| You send | You get | Effective rate | Cost of size |
|---|---|---|---|
| 0.05 XMR | 24.107 USDC | 482.1402 | −11.38% |
| 0.2 XMR | 106.2938 USDC | 531.469 | −2.32% |
| 0.5 XMR | 270.6674 USDC | 541.3348 | −0.50% |
| 2 XMR | 1,088.14 USDC | 544.0694 | best rate on this pair |
Quoted by the desk at , refreshed every few minutes. The percentage compares each line's effective rate with the best one in this table — it is the price of swapping small, not a fee we charge.
The two sides
Monero is a privacy-focused cryptocurrency: amounts, senders and recipients are hidden by default through ring signatures and stealth addresses. Its addresses are long — 95 characters — and blocks arrive about every two minutes. More about Monero.
On this pair it moves over Monero — an address there starts with 4 or 8 — 95 characters.
XMR lives on a single network here, so there is no wrong-chain version of it to confuse it with.
USD Coin (USDC) is a dollar-pegged stablecoin issued by Circle and backed by cash and short-term US Treasuries. Like USDT it exists on several networks, each with its own address format and fees. More about USD Coin.
On this pair it moves over Algorand — an address there 58 characters, capital letters and digits. This network uses a memo / destination tag for deposits to shared wallets.
USDC also exists on other networks — different addresses, not interchangeable: Aptos, Arbitrum, Avalanche, BEP20, Base, Celo.
Nearby
USDC → XMR
USD Coin (Algorand) to Monero
XMR → BTC
Monero to Bitcoin
XMR → ETH
Monero to Ethereum
XMR → USDT TRC20
Monero to Tether (TRC20)
XMR → USDT ERC20
Monero to Tether (ERC20)
BTC → USDC Algorand
Bitcoin to USD Coin (Algorand)
ETH → USDC Algorand
Ethereum to USD Coin (Algorand)
USDT → USDC Algorand
Tether (TRC20) to USD Coin (Algorand)
FAQ
Using it
0.0110295 XMR right now. The desk sets it live and it moves with the Algorand network fee — below it, that fee would eat the swap. There is no fixed maximum on this pair.
A Algorand address you control — it 58 characters, capital letters and digits. USDC exists on several networks; an address from another one looks valid and the coins would be unrecoverable, so we check it against Algorand before creating anything. Receiving into an exchange account? Add the memo / destination tag it gave you.
Around 10-60 minutes end to end, as forecast by the desk right now. Most of that is Monero confirming your deposit — the exchange and the payout themselves take seconds.
Money & privacy
Yes — pick Fixed in the module. The rate is locked when the exchange is created, and a countdown starts for your deposit.
Two things come out: the Algorand network fee for sending your payout — 0.0011155 USDC right now — shown on its own line, and our margin, which is already inside the rate. Nothing is added after you confirm.
No. There is no account to create and we never ask for identity documents, at any amount. The one case where a swap can be held is spelled out in the AML policy rather than hidden.
Half of it. The Algorand side is a public ledger: that transaction is visible to anyone, like any other. The Monero side is not — XMR uses ring signatures and stealth addresses, so the payout reveals neither your balance nor your history. What nobody can link them to is an identity: there is no account, no document and no request log here — the privacy policy names the only parties in the path.
Every order takes an optional refund address, and it is worth filling in. If the exchange cannot go through — a deposit under the minimum, a pair that stops being quoted, or the one documented case of a flagged deposit where the law allows a return — the deposit goes back to that address, minus what the network charges to send it; we charge nothing for a refund. Without a refund address, a return has to be arranged by hand through support. The order page tells you which situation you are in; nothing is decided silently.
Guides
1 XMR ≈ 544.0694 USDC · no account, no identity check.
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